A question by How much would it cost to get into the house? Closing costs, inspections, down payments, etc.??
You can give a better reply? provide a response using the comment section. After review, we will update the answers.
How much will I pay?
This depends on the amount of your loan and other factors.
For all loans, we’ll base your VA funding fee on:
The type of loan you get, and
The total amount of your loan. We’ll calculate your funding fee as a percentage of your total loan amount.
Depending on your loan type, we may also base your fee on:
Whether it’s your first time, or a subsequent time, using a VA-backed or VA direct home loan, and
Your down payment amounts.
Note: Your lender will also charge interest on the loan in addition to closing fees. Please be sure to talk to your lender about any loan costs that may be added to your loan amount.
It would cost about…100,000, in principle. For a 30-year fixed rate 6.165% loan, you’d pay about $610/month for principal and interest. It depends on how much money you put down! If you make a big deposit on the house, then it won’t be as much! I’ve seen people get money back while purchasing a house. I’ve seen people have to bring 100K. It all depends! Best person to talk to would be a loan officer!
VA loans can be $0 down, up to $417,000.
You’d be best to check with a lender who offers VA loans, as there are additional funding fees for $0 down, and the fees vary depending upon how many times the benefit is used.
Alexandre Laurentl is working in the jewelry and investment gold since 2002. Alexandre graduated from The Normandy School of Business and from the University of Perpignan a Bachelor of economics in 1995.
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